If you have unwanted debt collectors coming to your door, phoning, writing, texting or e-mailing you then we recommend that you rid yourselves of them permanently with our ZAPPER LETTER!
This is a carefully drafted legal document which lays down the law as it applies to unwanted doorstep cockroaches trying to collect civil debts.
The letter nullifies the debt collectors by:-
- Removing all implied rights of access to your door.
- Explaining how the Protection from Harassment Act 1997, Malicious Communications Act 1988 and the Communications Act 2003 protects people from nuisance calls, malicious communications and unwanted visits.
- Explaining how contacting neighbours, relatives and other householders in relation to a debt; posting unsealed documents; e-mailing and texting; or talking loudly on the doorstep about personal financial issues contravenes the Data Protection Act 1998.
- Explaining how debts over 6 years old are statute barred under the Limitation Act 1980 and are therefore unenforceable.
- Reminding the debt collectors of the varying governing bodies, officials and ombudsman whereby complaints can be submitted in regards to oppressive conduct, unwanted calls and written communications.
- Explaining how any debts owed, methods and terms of repayment will only be discussed with and paid to the original creditor and NEVER to any debt collector of whom the debtor (or householder) has no binding contract with.
- Adding a few other choice words of warning regarding the householder’s right to take legal proceedings against the debt collector should the contents of the ZAPPER letter be ignored.
In almost every case where somebody has used this letter they have never been troubled by the debt collector again. But bare in mind that some of these debt collectors are as stupid as they are unlawful. In which case we would advise you make good on the threats outlined in the letter.
Most solicitors would charge about £250 for this document. All we ask is £3, which is a small price to pay for a hassle free existence.
The document will be e-mailed to you in .pdf, Word and plain text format. All you have to do is add the address you are being hounded at. You don’t need to put your name on the document.
The letter is supplied with an a short guide on how the letter works, with further advice on defeating debt collectors.
Just print it off (you don’t have to sign it) and send it to the debt collector of your choice – preferably by recorded delivery so that you will have a signed receipt of it’s delivery.
Although we don’t encourage sending this letter to bailiffs, we don’t discourage it either. Unlike debt collectors, bailiffs have statutory powers to enter your home via an unlocked door or open window, which effectively undermines common law rights of implied access. This significantly diminishes the impact of some (but not all) of the legal rights outlined in the letter. But just like debt collectors, bailiffs routinely prey on the weak willed. If they think that collecting a debt is going to be more trouble than it’s worth, or a householder is well educated on their rights, they will be very wary and in some cases, totally discouraged from persisting.
If you would like to purchase a copy of this letter, then please use the Paypal button below. Once you complete checkout click on the “COMPLETE PURCHASE” button and you will automatically be taken to a page where you can download the file. You will also be e-mailed a receipt with the download link:-